All jet skis and speedboats must be covered by a mandatory liability insurance. The rules are stated in the decree on liability insurance for speedboats with a hull length under 15 meters, jet skis, and similar vessels.
The insurance must cover personal injury, loss of provider, and property damage. The liability insurance must cover up to the liability limit amounts specified in maritime law (approximately 27 million DKK for personal injury and approximately 13.5 million DKK for property damage).
If the speedboat or jet ski is not insured, you must not use the vessel. It is the responsibility of the operator of the vessel to have an insurance certificate during navigation. The Danish Maritime Authority does not impose formal requirements on the insurance certificate, but it must contain the information specified in the decree and it must document that a valid insurance has been taken out. The certificate must be legible and it should be easy to quickly ascertain whether the certificate meets the requirements of the decree.
Special rules apply for the commercial transport of passengers
Foreign guest vessels must also be covered by liability insurance – possibly in the form of border insurance.